FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Individual Retirement Accounts (IRAs)
Planning for retirement starts today, and an Individual Retirement Account (IRA) from Tucumcari Federal Savings & Loan can help you build a secure future. Our IRAs offer competitive rates, tax advantages, and the peace of mind that comes with saving through a trusted local institution. Whether you choose a Traditional or Roth IRA, you’ll find flexible options to match your retirement goals. Let us help you take the next step toward financial independence and enjoy the confidence of knowing your future is in good hands.
| Account Name | Min Balance | Rate | APY |
|---|---|---|---|
| Variable IRA- 18 Month | $100.00 | 2.80% | 2.84% |
| IRA-25 Month Jumbo | $100,000.00 | 3.10% | 3.14% |
| IRA- 4 Year Exchange CD | $10,000.00 | 3.75% | 3.82% |
There is an early withdrawal penalty of three months interest for withdrawing funds from any account termed for 1 year or less. Accounts which are termed for more than a year carry an early withdrawal penalty of six months interest.
Rates effective: August 22, 2025
APY = Annual Percentage Yield
Minimum Balance = The minimum balance required to earn the advertised annual percentage yield
Maintenance or activity fees could reduce the earnings on your account
If you would like to review your FDIC insurance coverage with your current accounts you can follow the link to the FDIC EDIE Calculator for calculating FDIC insurance coverage.
